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Despite the recent media’s doom and gloom predictions such as: ·         The Australian  — “Small business insolvencies hit record numbers as industry calls for policy reset” ·         The Australian Financial Review  — “Victoria ranked worst place in the nation to do business. Again.” ·         ABC News  — “Surging $69b online shopping market puts small family business legacies at risk”   There is some evidence of ‘light at the end of the tunnel.’     The Good News In 2025,